Finexer Open Banking Blogs
PayByBank: Get Paid Faster in 2026
Explore how PayByBank is revolutionising payments in 2025. Learn about…
Faster B2B Payments in 2026 with Open Banking APIs
Learn how Open Banking APIs enable real-time transactions, reduce fees,…
Sign in Using Bank: Fast and Secure Onboarding in 2026
Sign in using bank offers seamless onboarding through open banking—streamline…
A Guide to PSD2 and Open Banking
Explore the impact of the PSD2 Directive on the financial…
Guide to UK Bank Transfer Modes: CHAPS, BACS, SWIFT, and Faster Payments
Confused by different bank transfer modes? Uncover the differences between…
Tenant Referencing Companies UK: Why Platforms Are Moving to Bank-Verified Workflows
Tenant referencing platforms are switching from manual document collection to…
Standard Bank Transaction Data Is the Foundation. Why Enrichment and Validation Both Matter.
Standard bank transaction data gives platforms the foundation they need…
Why Automated Bank Feeds Still Fail in Production Accounting Workflows
Automated bank feeds work in the development sandbox. They break…
Why Most Businesses Still Struggle to Improve Cash Flow Visibility
Cash flow visibility fails when the data feeding it is…
Why Instant Payments Regulation Is Changing More Than Just Speed
Instant payments regulation is not just a compliance update. It…
Variable Recurring Payments Open Banking Examples That Show Where Payments Are Heading
Variable recurring payments are described as a technical upgrade to…
Business International Payments: The Hidden Operational Cost
Business international payments are not slow because of the transfer.…
Why Your Payment Tracker Is Not Telling You Enough
Most payment tracker tools answer one question: did the payment…
Why Invoice Reconciliation Still Breaks in Modern Finance Workflows
Invoice reconciliation should close when the payment arrives. It rarely…
Why Is Accurate Record Keeping Important? The Operational Answer
Accurate record keeping matters for compliance. But that is only…
Why Accurate Reconciliation Depends on Better Reconciliation API Infrastructure
Most reconciliation API failures are not algorithm failures. They are…
International Payments Still Break at Scale. Here Is Why.
International payments have a speed problem everyone talks about and…
Why AI Transaction Matching Still Fails Without Structured Bank Data
Transaction matching software has a data problem, not an algorithm…
What the HMRC Expenses List Gets Wrong About How Businesses Actually Track Costs
The HMRC expenses list tells businesses what to claim. It…
Why Multi-Bank Connectivity Still Breaks in Modern Finance Stacks
Multi-bank connectivity sounds like a solved problem. Connect the right…
Why Payment Tracking Still Breaks in Modern Financial Workflows
Payment tracking sounds like a solved problem. Most platforms have…
Global Mass Payouts Are Failing Finance Teams. The Problem Is Not Volume. It Is Visibility.
Global mass payouts work fine at low volumes. The problems…
Payment Gateway vs PSP vs Payment Processor: What UK Businesses Actually Need to Know
Most businesses asking about payment gateways are really asking one…
International Payments APIs Are Not Just for FX. They Are Becoming Operational Infrastructure.
Most businesses still treat international payments as a manual problem…
Automated Invoice Reconciliation Keeps Failing. The Matching Algorithm Is Not the Problem.
Automated invoice reconciliation fails not because of bad matching logic…
Data Security in Financial Services Begins Before the Database
Data security in financial services is not just about where…
Open Banking Referencing: Reliable Tenant Verification for PropTech Platforms
Open banking referencing replaces manually submitted statements with verified data…
Manual Bank Reconciliation Is Not the Problem. Your Transaction Processing Is.
Finance teams spending hours on manual bank reconciliation are solving…
Payment Initiation Services: Complete UK Guide for 2026
Learn what a Payment Initiation Service (PIS) is, how it…
Late Payment of Commercial Debts: The Proven Fix Beyond Legal Enforcement
Late payment of commercial debts costs the UK economy £11…
Bacs Payment: Proven for Payroll, Wrong for Real-Time Workflows
A Bacs payment is core UK payroll infrastructure – used…
Payment API Integration: Why Payments and Data Must Work Together
Payment API integration works in the sandbox. It breaks in…
CHAPS Payment: When It Makes Sense (and When It Doesn’t)
A CHAPS payment is the UK’s same-day, high-value bank transfer…
5 Best Budget Open Banking Tools for Solicitors: Choosing by Workflow
Open banking tools for solicitors are not all built for…
Automated Expense System: Building Reliable Financial Workflows
An automated expense system is only as reliable as the…