Finexer Open Banking Blogs

PayByBank: Get Paid Faster in 2026
Explore how PayByBank is revolutionising payments in 2025. Learn about…

Faster B2B Payments in 2026 with Open Banking APIs
Learn how Open Banking APIs enable real-time transactions, reduce fees,…

Sign in Using Bank: Fast and Secure Onboarding in 2026
Sign in using bank offers seamless onboarding through open banking—streamline…

A Guide to PSD2 and Open Banking
Explore the impact of the PSD2 Directive on the financial…

Guide to UK Bank Transfer Modes: CHAPS, BACS, SWIFT, and Faster Payments
Confused by different bank transfer modes? Uncover the differences between…

Spend Analytics UK: How Clean Bank Data Powers Finance Visibility
Spend analytics is the layer that turns raw transaction data…

Invoice Tracker UK: Automated Open Banking Tracking
An invoice tracker is the tool that finance teams and…

Collections Software UK: Top 5 Tools Compared (Chaser, Satago, Sidetrade, Upflow, HighRadius)
Western European B2B Days Sales Outstanding now averages 52 days,…

Merchant Data Enrichment APIs Compared: From Cryptic Strings to Clean Merchant Names
Merchant data enrichment resolves raw bank transaction strings – SQPRET…

Why Duplicate Transactions Appear in Bank Feeds (and How Direct Open Banking Prevents Them)
Most duplicate transactions in bank feeds are not software bugs.…

Checkout Abandonment Rate: Which Causes Pay by Bank Actually Fixes (And Which It Doesn’t)
Most UK platforms adding Pay by Bank expect their checkout…
5 Best Tenant Background Verification Tools in the UK (2026)
Get verified with Finexer Connect with 99% of UK Banks…

Payment Infrastructure UK: The Full Stack from Rails to Regulation
Every payment a platform processes touches infrastructure it did not…

5 Types of Cross Border Payments UK Businesses Actually Use
Most UK businesses default to SWIFT for every international payment.…

The Payout Problem Most Global Payments APIs Don’t Solve
Most global payments APIs solve acceptance cleanly – card processing,…

How to Add Pay by Bank Transfer to Your Platform Checkout
Card fees stack up. Checkout friction adds up. A growing…

Payment Status Tracking: Webhooks vs Polling and the Open Banking Approach
Payment status is one of those things that looks simple…

How to Fix Data Inconsistencies in Simply Accounting for Good
How to fix data inconsistencies in Simply Accounting is a…

Tenant Referencing Companies UK: Why Platforms Are Moving to Bank-Verified Workflows
Tenant referencing platforms are switching from manual document collection to…

Standard Bank Transaction Data Is the Foundation. Why Enrichment and Validation Both Matter.
Standard bank transaction data gives platforms the foundation they need…

Why Automated Bank Feeds Still Fail in Production Accounting Workflows
Automated bank feeds work in the development sandbox. They break…

Why Most Businesses Still Struggle to Improve Cash Flow Visibility
Cash flow visibility fails when the data feeding it is…

Why Instant Payments Regulation Is Changing More Than Just Speed
Instant payments regulation is not just a compliance update. It…

Variable Recurring Payments Open Banking Examples That Show Where Payments Are Heading
Variable recurring payments are described as a technical upgrade to…

Business International Payments: The Hidden Operational Cost
Business international payments are not slow because of the transfer.…

Why Your Payment Tracker Is Not Telling You Enough
Most payment tracker tools answer one question: did the payment…

Why Invoice Reconciliation Still Breaks in Modern Finance Workflows
Invoice reconciliation should close when the payment arrives. It rarely…

Why Is Accurate Record Keeping Important? The Operational Answer
Accurate record keeping matters for compliance. But that is only…

Why Accurate Reconciliation Depends on Better Reconciliation API Infrastructure
Most reconciliation API failures are not algorithm failures. They are…

International Payments Still Break at Scale. Here Is Why.
International payments have a speed problem everyone talks about and…

Why AI Transaction Matching Still Fails Without Structured Bank Data
Transaction matching software has a data problem, not an algorithm…

What the HMRC Expenses List Gets Wrong About How Businesses Actually Track Costs
The HMRC expenses list tells businesses what to claim. It…

Why Multi-Bank Connectivity Still Breaks in Modern Finance Stacks
Multi-bank connectivity sounds like a solved problem. Connect the right…

Best Payroll System UK 2026: 6 Options for Accounting Firms
Payroll system UK comparisons usually stop at RTI compliance and…

Why Payment Tracking Still Breaks in Modern Financial Workflows
Payment tracking sounds like a solved problem. Most platforms have…