The challenge for financial institutions is no longer whether real-time payments and financial services are technically possible. It is whether the operational infrastructure beneath them can support those expectations consistently and at scale.
Ravi Ranjan, Co-Founder and CEO of Finexer, has written for Electronic Payments International on why fragmented infrastructure across payments, data access, and verification is creating compounding operational costs for banks and payment providers – and why the institutions best positioned for the next phase are those redesigning operations around continuous financial connectivity.
Read the full piece: Why Real-Time Finance Is Forcing Retail Banks to Rethink Infrastructure – Electronic Payments International
About the Author
The Finexer Team is a collective of fintech engineers, payments specialists, and Open Banking experts working on financial infrastructure for UK businesses. Finexer builds API-driven solutions that allow companies to access real-time bank data, initiate Pay by Bank payments, and integrate financial services directly into their products.