Category: Credit & Lending
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Buy now pay later guide: How it works and Top UK providers
Our guide to Buy now pay later. Learn how it works and compare top UK providers like Klarna, Clearpay, PayPal, and Zilch.
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From Raw to Reliable: How Categorised Bank Data Transforms Credit Underwriting
Learn how categorised bank data strengthens affordability checks, reveals risk signals, and improves underwriting accuracy for UK lenders. Practical insights included.
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A UK Lender’s Guide to Better Risk Assessments with Bank Data
Learn how UK lenders can use real-time bank data to build faster, fairer, and more accurate risk assessments.
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Best Practices for Reducing Compliance Cost for UK Lenders
Learn how Open Banking reduces the compliance cost for lenders in the UK by automating checks, improving accuracy, and cutting manual effort
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Achieve Faster Loan Approvals for SMB’s with Open Banking
Speed up small business lending decisions with real-time bank data. Learn how Open Banking enables faster loan approvals and smarter credit checks.
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![Case Study: 6 Lending Platforms That Use Open Banking to Speed Up Approvals [2025]](/wp-content/uploads/2025/06/6-Lending-platforms-that-use-Open-banking-jpg.webp "Case Study: 6 Lending Platforms That Use Open Banking to Speed Up Approvals [2025] 6")
Case Study: 6 Lending Platforms That Use Open Banking to Speed Up Approvals [2025]
Get Bank Data Instantly with Finexer Connect with 99% of the UK Banks and Scale Your Business without Limits Try Now Loan applications shouldn’t drag on for days just because someone’s bank statement needs printing, exporting, uploading, and then reviewing manually. But that’s still the bottleneck many lenders face: outdated documentation, back-and-forth with applicants, and…
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Open Banking for Lending: Income, Affordability, and Faster Approvals
Get Instant Affordability Checks with Finexer Connect with 99% of the UK Banks and Scale Your Business without Limits Try Now Lending is no longer just about credit scores and forms, it’s about data access, speed, and trust. From personal loans to SME working capital, credit providers face two stubborn bottlenecks: confirming income accurately and…
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What Is P2P Lending? How It Works & Open Banking’s Role in 2025
Verify Income Instantly with Finexer Connect with 99% of the UK Banks and Scale Your Business without Limits Try Now Peer-to-peer (P2P) lending is transforming how people access credit and invest. Instead of relying on traditional banks, borrowers connect directly with individual investors through online platforms, streamlining the process and reducing overhead. This model is…
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5 P2P Lending Platforms Connecting Borrowers and Investors
Instant Affordability Assessment with Finexer Connect with UK Banks and Scale Your Business without Limits Try Now Accessing credit shouldn’t feel like hitting a wall, and earning passive income shouldn’t require a stock market degree. That’s where P2P lending platforms come in, offering a direct connection between borrowers who need funds and investors looking to…
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Instant Loan Approval in 2025: 7 Platforms Making It Possible
Instant Income check with Finexer Connect with UK Banks and Scale Your Business without Limits Try Now For many UK lenders, credit decisioning has historically been a multi-day process involving document uploads, manual reviews, and delayed risk checks. But in 2025, instant loan approval is quickly becoming the new standard. Put simply, instant loan approval…
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6 Alternative Credit Scoring Methods Lenders Are Using in 2025
Get Instant Bank Data with Finexer Connect with UK Banks and Scale Your Business without Limits Try Now Many creditworthy people still get rejected for loans because they don’t have a long borrowing history. Traditional credit scoring models rely heavily on credit cards, loans, and mortgages, which leaves out freelancers, gig workers, recent graduates, and…
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Bank Transaction API: Detailed Guide for UK Startups
Get Paid with Finexer Connect with 99% of UK Banks and Scale Your Business without Limits Try Now Businesses today run on data—but when that data lives inside a bank account, getting it out securely, reliably, and in real time is a challenge. That’s where Bank Transaction APIs come in. Whether you’re a fintech startup,…
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Top 10 Loan Management Software in the UK (2025)
Get Paid with Finexer Connect with 99% of UK Banks and Scale Your Business without Limits Try Now Managing loans can be complicated for UK lenders. You might regularly face slow application processes, difficulty verifying borrower income, trouble accessing reliable credit data, or frustration trying to keep up with FCA compliance. These problems not only…
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60% Higher Approval Rates: Open Banking Credit Assessment
Open Banking Credit Assessment is a revolutionary approach to evaluating the creditworthiness of small and medium-sized enterprises (SMEs) by leveraging real-time financial data shared through secure Open Banking protocols What You Will Discover Small and medium-sized enterprises (SMEs) are the lifeblood of the UK economy, accounting for over 99% of all businesses and 60% of…
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The Role of Open Banking in Modern Credit Scoring
Open banking is a financial services model that allows third-party developers to access financial data in traditional banking systems through application programming interfaces (APIs). This model completely changes the way financial data is shared and accessed. What You Will Learn From This Blog ✓ Understanding Credit Scoring ✓Traditional vs. Open Banking Factors ✓ Impact of Open…
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Navigating Responsible Lending in the UK through Data-Driven Approaches
Introduction In the current financial climate of the UK, responsible lending has never been more crucial. With a landscape characterised by dynamic regulatory environments and evolving customer needs, the shift towards data-driven approaches stands at the forefront of innovation in the lending sector. Data-driven insights, grounded in the precise and real-time analysis of borrowers’ financial…