Category: RegTech
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Transaction Monitoring Process: Why AML Monitoring Fails Without Real-Time Data
The transaction monitoring process relies on the quality of data flowing into it – and most platforms are monitoring delayed, incomplete, or unverified records. This blog explains why the transaction monitoring process fails without real-time data, what AML transaction monitoring rules require operationally, and how bank-verified transaction data supports accurate, audit-ready AML monitoring workflows.
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PSD3 Open Banking: Why Platforms Must Move Beyond Basic APIs to Scalable Financial Infrastructure
PSD3 open banking marks a structural shift in how financial data and payments must be handled across Europe and the UK. This blog explains what is PSD3, how it raises the compliance and infrastructure bar for platforms, and why the transition from basic API access to scalable, production-grade financial infrastructure is no longer optional for…
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VAT on Rental Income: What UK Platforms Need to Track for Reliable Compliance
VAT on rental income in the UK is generally exempt for residential properties, but the tracking challenge for platforms is more complex. This blog explains is there VAT on rent, what accounting and property SaaS platforms must record, and how verified bank transaction data through Open Banking supports accurate rental income compliance workflows.
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Financial Data Protection for UK Regulated Platforms: A Reliable Compliance Guide
Financial data protection in the UK goes beyond basic GDPR compliance for regulated platforms. This blog explains what compliance manual financial services requirements mean operationally for accounting tools, LawTech platforms, and fintech SaaS – covering data handling obligations, consent requirements, and how verified bank data access through Open Banking infrastructure supports compliant financial data workflows.
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KYC in Financial Services: Why Verified Financial Data Is the Missing Layer
KYC financial services platforms face a critical gap – identity verification alone does not satisfy modern compliance requirements. This blog explains why KYC for financial services must include financial behaviour analysis, what verified bank data provides, and how Finexer’s FCA-authorised AIS infrastructure closes the financial verification gap in regulated compliance workflows.
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Transaction Monitoring Rules: How AML Workflows Define Suspicious Activity Detection
Building AML monitoring workflows on verified bank data? Finexer gives UK platforms FCA-authorised AIS access – structured, continuous, audit-ready. Contact Now A transaction monitoring system does not detect suspicious activity on its own. It detects what its rules tell it to detect. This distinction matters more than most platforms acknowledge during compliance infrastructure design. The…
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Transaction Monitoring Solutions: Why Platforms Need Continuous Bank Data Streams
Transaction monitoring solutions are only as reliable as the financial data feeding them. This blog explains how continuous bank transaction data streams enable effective monitoring workflows – covering the transaction monitoring process, data requirements, and how Finexer’s AIS infrastructure supports compliance-focused platforms across LawTech, accounting, insolvency, insurtech, and utility billing.
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Automated Transaction Monitoring Using Bank Transaction APIs
Manual bank statement reviews and delayed financial data make automated transaction monitoring unreliable at scale. This blog explains how structured bank transaction APIs enable compliant monitoring workflows for LawTech, accounting, insolvency, insurtech, and utility billing platforms in the UK.
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Verified Compliance Data for UK Regulated Financial Platforms
Regulated platforms managing compliance data rely on manual bank statements, PDFs, and fragmented records. This blog explains how verified bank transaction data from Open Banking infrastructure generates audit-ready compliance data for AML monitoring, financial audits, and regulatory reporting.
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Essential Data Privacy Compliance for UK Regulated Platforms
Essential data privacy compliance for UK regulated platforms using consent-based Open Banking infrastructure. Access verified bank data meeting GDPR and FCA requirements with proper consent management and security controls.
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AML Screening and Monitoring for UK Regulated Platforms
AML screening and monitoring for UK platforms using verified bank transaction data under Money Laundering Regulations 2017. Access real-time financial visibility through Open Banking APIs for source-of-funds verification and ongoing compliance monitoring.
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6 Regtech Use Cases Enabled by Open Banking in 2025
Power Your Regtech Tools with Finexer Connect with 99% of the UK Banks and Scale Your Business without Limits Try Now Open Banking isn’t just a future concept, it’s already in use by millions. As of March 2025, nearly 13.3 million UK consumers and small businesses are actively using Open Banking services, with over 31…
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![UK AML Registration Process: A Complete Guide [2025]](/wp-content/uploads/2025/05/AML-Registration.jpg "UK AML Registration Process: A Complete Guide [2025] 13")
UK AML Registration Process: A Complete Guide [2025]
Get Compliant with Finexer Connect with 99% of UK Banks and Scale Your Business without Limits Try Now Whether you’re a solo accountant, a small bookkeeping firm, or a new financial services provider, anti-money laundering (AML) registration isn’t just a formality; it’s a legal necessity under UK law. Firms handling financial transactions, client funds, or…
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Comparison Guide: 7 Best Electronic Signature Apps in the UK (2025)
Get Compliant with Finexer Connect with 99% of UK Banks and Scale Your Business without Limits Try Now Signing documents doesn’t look the way it used to. Gone are the days of printing contracts, scanning signatures, or waiting on postage. Whether you’re closing a client deal or approving a supplier agreement, doing it online with…
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Top 5 UK RegTech Companies in 2025
Get Verified with Finexer Connect with 99% of UK Banks and Scale Your Business without Limits Try Now The financial industry is facing an unprecedented compliance challenge. Regulatory frameworks are becoming more complex, with constant updates to anti-money laundering (AML), know-your-customer (KYC), and fraud prevention laws. Traditional compliance processes, which rely on manual checks and…
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How the UK Is Tackling Identity Fraud in 2025
Get Verified with Finexer Connect with 99% of UK Banks and Scale Your Business without Limits Try Now Identity fraud is a growing concern for businesses that rely on digital transactions. Criminals are using fake identities, stolen credentials, and AI-generated deepfakes to bypass traditional security measures. This is costing companies millions each year in fraudulent…
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Complete Guide to Customer onboarding using Open Banking in 2025
Bringing new customers on board is more challenging than ever for businesses in 2025. With identity verification processes still rooted in outdated methods, many organisations face hurdles that slow down sign-ups and complicate compliance. Lengthy forms, repetitive data entry, and multiple verification steps not only frustrate potential customers but also open the door to errors,…
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5 Reasons to Adopt Open Banking KYC in the UK
What You Will Discover: In recent years, the United Kingdom has witnessed a significant shift in its Know Your Customer (KYC) landscape, driven by the rapid adoption of Open Banking technology. As regulatory compliance demands intensify, UK-based RegTech firms increasingly use innovative solutions to streamline and enhance their KYC processes. This article delves into the…
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RegTech and Open Banking: A Winning Combination
What You Will Discover: The financial services industry is undergoing a radical transformation driven by the advent of open banking and the rise of regulatory technology. As regulations become more complex and compliance costs soar, financial institutions turn to innovative solutions to streamline processes, reduce risks, and enhance the customer experience. What is RegTech? RegTech,…