Ravi Ranjan, Co-Founder and CEO of Finexer, was recently interviewed by FinTech Profile on what is holding mid-market platforms back from Open Banking – and what comes next.
The conversation covers why account-to-account payments are gaining real commercial traction in B2B invoicing, payroll, and subscription billing, and why provider selection is a long-term infrastructure decision – not a short-term integration task.
With over 33 million Open Banking payments processed monthly in the UK and 50% year-on-year payment growth, the adoption question has shifted. The real challenge now is access – getting to reliable, affordable, FCA-authorised infrastructure quickly enough to compete.
Read the full interview: Ravi Ranjan, Co-Founder and CEO, Finexer – FinTech Profile
About the Author
The Finexer Team is a collective of fintech engineers, payments specialists, and Open Banking experts working on financial infrastructure for UK businesses. Finexer builds API-driven solutions that allow companies to access real-time bank data, initiate Pay by Bank payments, and integrate financial services directly into their products.