Tag: Credit & lending
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A UK Lender’s Guide to Better Risk Assessments with Bank Data
Learn how UK lenders can use real-time bank data to build faster, fairer, and more accurate risk assessments.
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What Is P2P Lending? How It Works & Open Banking’s Role in 2025
Verify Income Instantly with Finexer Connect with 99% of the UK Banks and Scale Your Business without Limits Try Now Peer-to-peer (P2P) lending is transforming how people access credit and invest. Instead of relying on traditional banks, borrowers connect directly with individual investors through online platforms, streamlining the process and reducing overhead. This model is…
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6 Alternative Credit Scoring Methods Lenders Are Using in 2025
Get Instant Bank Data with Finexer Connect with UK Banks and Scale Your Business without Limits Try Now Many creditworthy people still get rejected for loans because they don’t have a long borrowing history. Traditional credit scoring models rely heavily on credit cards, loans, and mortgages, which leaves out freelancers, gig workers, recent graduates, and…