NorthRow Review: Pricing & Competitors for KYB/KYC in the UK

If you are shortlisting tools for KYC and KYB in the UK, NorthRow is likely on your list. It markets an all-in-one platform for identity verification, business verification, AML screening, and case management. Public pricing is not listed on the site, and buyers are routed to a demo and quote, so budgeting usually starts with a sales call.

What you will learn in this review

• What NorthRow actually offers for KYC, KYB, and AML
• How pricing typically works and the cost drivers buyers should expect
• Where NorthRow is strong, where to probe during evaluation, and the best UK competitors to consider during your vendor comparison process.

What NorthRow Does

NorthRow provides a digital compliance platform that brings KYC, KYB, ID verification, and AML screening under one roof. It’s designed for regulated businesses that need to verify customers and companies quickly, maintain audit trails, and stay compliant with UK AML standards.

KYC and Identity Verification

NorthRow enables firms to verify individuals through electronic ID checks, document verification, and biometric screening. Users can validate passports, driving licences, and residency documents, while cross-referencing against trusted data sources. This helps speed up customer onboarding while meeting regulatory requirements.

KYB and Corporate Verification

For business verification, NorthRow performs company lookups and automatically screens directors and beneficial owners. The platform connects with multiple corporate registries and AML databases to confirm entity details, ownership structures, and financial status. This feature is commonly used by financial, legal, and real estate firms handling corporate clients.

AML Screening and Monitoring

NorthRow integrates AML risk checks into the verification process. It screens entities and individuals against sanctions, PEPs, and adverse media lists, then assigns a risk score for easy decision-making. Continuous monitoring ensures that clients remain compliant even after onboarding.

Orchestration Layer (WorkStation)

NorthRow’s “WorkStation” module acts as an orchestration hub, bringing together identity, business, and AML data into a single dashboard. Teams can manage multiple checks, track case progress, and document outcomes for internal or regulatory reporting.

NorthRow Pricing – How It Works and What to Expect

NorthRow does not display public pricing on its website. Instead, businesses are directed to request a demo or custom quote. This approach is typical among enterprise compliance platforms where costs vary based on volume, features, and integration complexity.

What Affects the Cost

Since pricing is quote-based, several factors influence the overall cost:

1. Verification Volume – The number of KYC or KYB checks you process each month.
2. Type of Checks – Whether you need ID verification, AML screening, or ongoing monitoring.
3. Depth of Data Access – Advanced registry lookups and UBO tracing often incur higher costs.
4. User Licences – Some pricing tiers include per-user or per-seat charges.
5. Ongoing Monitoring Frequency – Regular re-checks or continuous watchlist monitoring add to monthly spend.

Common Pricing Model

Most NorthRow plans follow a subscription or usage-based structure with a minimum monthly commitment. Buyers typically receive a bundle of checks per month, with extra charges for exceeding limits or adding premium data sources.

Buyer Tip

When discussing pricing with NorthRow, ask for clarity on:

• Whether re-checks are billed as new verifications
• If ongoing monitoring counts toward total monthly checks
• The minimum term commitment
• SLAs for uptime and support response

Understanding these details helps prevent hidden costs and ensures the quote aligns with your projected usage.

Strengths and Limitations

NorthRow Competitors Comparison

Why Finexer Stands Out

Finexer takes a different approach to KYB and KYC by using live Open Banking connections instead of relying on manual document uploads or static registry data. This approach gives businesses access to bank-verified information in real time, improving accuracy and reducing onboarding delays.

1. Real-Time, Bank-Verified Data

Finexer connects directly to UK banks under the FCA’s Open Banking framework. This allows instant access to account ownership, transaction history, and financial activity—providing a verified view of both individuals and businesses without needing PDFs or manual reviews.

2. Faster Deployment

Finexer’s API deploys 2–3x faster than the market average, helping teams integrate KYC/KYB or affordability checks in weeks, not months. The process is supported by 3–5 weeks of onboarding assistance to ensure smooth technical setup and regulatory alignment.

3. Transparent, Usage-Based Pricing

Unlike many traditional compliance vendors, Finexer offers usage-based pricing with no setup costs. Businesses only pay for what they use, making it an affordable choice for firms scaling up compliance or automation workloads.

4. White-Label Flexibility

Finexer’s APIs and dashboards can be fully white-labelled, allowing businesses to embed compliance flows inside their own platforms while maintaining full brand control.

5. UK-Only Focus

Finexer is built specifically for UK-regulated environments and supports 99% of UK banks. This domestic focus ensures data accuracy and smoother performance for compliance teams serving UK clients.