Payment Failure: Why It Keeps Happening and What Actually Fixes It
Every payment failure has a specific cause, and most payment failures follow familiar patterns across cards, Direct Debit…
Aug 18, 2026
Author at Finexer
Yuri
Yuriy Yakushko is the Founder of Finexer, an FCA-authorised Open Banking platform that enables businesses to access real-time bank data and Pay-by-Bank payments through secure API infrastructure. With more than 20 years of experience in fintech and software engineering, he focuses on building scalable financial technology that helps businesses modernise payments and financial data workflows.
Articles by Yuri
Buyer's Guide
Buyer's Guide
Build, Refer, or White Label: The Decision Most Platforms Get to Only Once
Choosing between building bank connectivity in-house, referring customers elsewhere or adopting white label finance solutions comes down to…
Aug 17, 2026 Open Banking
6 Open Banking API Use Cases: What Developers Actually Build
Most guides show business outcomes. This one shows what developers actually integrate. Concrete AIS endpoint structures, PIS payment…
Aug 4, 2026 Open Banking
Open Banking Ecosystem: Who the Players Actually Are (and How They Work Together)
Understanding the open banking ecosystem begins with knowing who participates, why they exist and how data moves securely…
Jul 27, 2026 Open Banking
Bank API Integration: What Breaks When You Switch Providers
Switching bank API integration providers is riskier than a first-time build, because ten banks return ten variations of…
Jul 23, 2026 Open Banking
UK Transaction Data Enrichment API: Pricing & Accuracy
"AMZNMKTP*AB123" tells your reconciliation engine nothing. A transaction data enrichment API turns that string into Amazon Marketplace, Office…
Jul 19, 2026