6 Cash Flow Forecasting Platforms for Accountants & CFOs

Accurate cash flow forecasting is essential for accountants and CFOs who need to ensure their organisation has enough liquidity to cover expenses, plan investments, and make confident financial decisions. A reliable forecast helps prevent cash shortfalls, supports budget planning, and gives finance teams visibility into upcoming obligations like payroll, tax payments, or supplier invoices.

Despite its importance, many firms still rely on manual spreadsheets or disconnected tools for cash flow tracking. This often leads to version control issues, missed updates, and data that quickly becomes outdated. Without a real-time view of incoming and outgoing funds, finance professionals are left guessing.

That’s where modern cash flow forecasting platforms come in. These tools connect directly to accounting systems, bank feeds, and billing software to generate live forecasts. Many include scenario planning features, so you can model different situations, like late payments or increased costs, and see how they affect your future cash position. Custom dashboards and reports help you share insights clearly with clients, leadership, or your wider finance team.

In this guide, we’ll review six of the best cash flow forecasting software solutions for accountants and CFOs in the UK. For each platform, you’ll find a summary, ideal use cases, key features, pros and cons, integration options, and pricing. Whether you’re advising clients or managing internal cash positions, these tools will help you forecast with confidence.

📚 Guide to Accurate Cashflow Forecasting

1.Float

Float is a cash flow forecasting platform designed for small businesses and accountants. It connects directly to cloud accounting platforms like Xero, QuickBooks Online, and FreeAgent to deliver live cash insights. With its simple layout and drag-and-drop scenario builder, Float helps finance teams predict shortfalls, manage spend, and make better decisions based on real-time data.

Best For

• Accountants offering forecasting as part of client advisory
• Businesses using Xero, QuickBooks, or FreeAgent
• Teams that want cash visibility without using spreadsheets

Key Features

• Real-time sync with accounting platforms
• Forecasts built around due dates of invoices and bills
• Visual “what-if” scenario builder
• Multi-currency forecasting
• Manual cash flow overrides for added flexibility

Pros

• Easy to use with minimal training
• Clearly visualises upcoming cash gaps
• Ideal for short- to mid-term planning
• Popular with accountants and small firms

Cons

• Limited custom report building
• Not built for long-term or complex financial modelling

Integrations

• Xero
• QuickBooks Online
• FreeAgent

Pricing

• Starts at £49/month
• Accountant partner plans available for multi-client setups
• 14-day free trial offered

What Sets It Apart

Float stands out for its simplicity and speed. It turns real-time accounting data into a clear, usable cash forecast, without needing deep financial modelling skills. For accountants providing advisory services, Float offers quick setup, accuracy, and easy collaboration with clients.

2. Dryrun

Dryrun focuses on what many finance teams care most about—scenario planning. Unlike most cash flow forecasting platforms that just show you a single outcome, Dryrun allows accountants and CFOs to test different versions of reality side by side. Want to see how a delayed invoice, a sudden cost increase, or a drop in revenue might affect your position next quarter? With Dryrun, you can run all those projections in real time and make smarter, forward-looking decisions.

Best For

• CFOs and finance leads managing multiple what-if scenarios
• Accountants offering strategic forecasting and advisory
• Businesses with irregular cash cycles or seasonal variability

Key Features

• Advanced scenario planning tools with side-by-side comparisons
• Manual and automatic cash flow inputs
• Project-based forecasting ideal for service firms and agencies
• Forecasting by invoice or cash basis
• Multi-user access with permission control

Pros

• Excellent for modelling complex or changing financial situations
• Clear visual layouts for comparing outcomes
• Strong support for project-driven cash flow forecasting
• Adaptable to a wide range of industries

Cons

• Slight learning curve compared to simpler forecasting tools
• Limited integrations compared to other cloud-based platforms

Integrations

• Xero
• QuickBooks Online
• CSV import/export
• API access for custom workflows

Pricing

• Starts at $39/month (approx. £30/month)
• Custom plans available for larger teams
• Free trial included

What Sets It Apart

Dryrun is one of the few cash flow forecasting tools that truly focuses on strategic scenario planning. It’s a smart fit for accountants and CFOs who need to evaluate multiple outcomes, model risks, and guide clients or internal stakeholders through data-backed decisions. For firms with complex cash cycles or advisory services, it’s more than just forecasting—it’s planning.

3. Futrli

Futrli is a robust cash flow forecasting platform tailored for accountants and CFOs seeking advanced financial forecasting tools. It offers real-time cash flow forecasting, budgeting, and scenario planning, making it a comprehensive solution for businesses aiming to enhance their financial decision-making processes.​

Best For

• Accounting firms providing advisory services
• Businesses requiring detailed financial forecasting
• Teams looking for integrated budgeting and reporting tools​

Key Features

• Real-time cash flow forecasting
• Three-way forecasting (Profit & Loss, Balance Sheet, Cash Flow)
• Scenario planning and modeling
• Customisable dashboards and reports
• Integration with accounting software like Xero and QuickBooks​

Pros

• Comprehensive forecasting capabilities
• User-friendly interface with customisable views
• Suitable for both small businesses and larger enterprises​

Cons

• Pricing may be higher compared to some competitors
• May require a learning curve for new users​

Integrations

• Xero
• QuickBooks
• Sage​

Pricing

• Plans start at $40 USD per month for single users
• Starter plans at $300 CAD per month for 6-18 licenses
• Professional plans at $450 CAD per month for 19-33 licenses
• 14-day free trial available​

What Sets It Apart

Futrli stands out with its advanced three-way forecasting and real-time data integration, providing accountants and CFOs with a holistic view of their financial landscape. Its robust scenario planning tools enable users to model various financial situations, aiding in strategic decision-making.​

4. CashAnalytics

CashAnalytics is built for finance and treasury teams managing cash at scale. It eliminates manual spreadsheets by automating forecasting, variance analysis, and working capital reporting. With real-time integrations to ERPs and bank accounts, it delivers clear insights into cash flow, liquidity, and operational trends across departments and entities.

Best For

• Treasury teams managing cash across multiple entities
• Mid-sized and enterprise organisations needing deeper cash visibility
• CFOs prioritising automation and collaborative forecasting

Key Features

• Automated cash flow forecasting
• Real-time bank connectivity
• Working capital analytics (accounts payable and receivable)
• Rolling forecasts and variance tracking
• Collaborative data input across departments

Pros

• Reduces time spent on manual cash reporting
• Handles multi-entity and multi-currency forecasting
• Strong reporting tools tailored for internal finance teams

Cons

• Initial setup can be time intensive
• Not priced for smaller businesses or solo practitioners

Integrations

• Direct ERP integrations (SAP, Oracle, etc.)
• Bank feed connectivity
• API access for custom workflows

Pricing

• Starts at €420/month
• Custom enterprise pricing available on request
• No public free trial listed

What Sets It Apart

CashAnalytics goes beyond traditional cash flow forecasting platforms by embedding analytics into every layer of the finance process. From working capital trends to real-time bank balances, it equips CFOs with the data they need to act decisively across departments and markets.

5. Pulse

Pulse is a user-friendly cash flow forecasting software designed for small businesses, freelancers, and accountants. It offers a straightforward approach to managing cash flow, allowing users to track income and expenses, create projections, and analyse financial scenarios. With its intuitive interface, Pulse helps users maintain a clear understanding of their financial health.

Best For

• Small business owners seeking simple cash flow management
• Freelancers needing to monitor income and expenses
• Accountants assisting clients with basic financial forecasting

Key Features

• Daily, weekly, monthly, and yearly cash flow tracking
• Recurring income and expense management
• Scenario planning with toggleable entries
• Multi-currency support
• Integration with QuickBooks Online

Pros

• Easy to set up and use
• Clear visual representation of cash flow
• Affordable pricing tiers
• 30-day free trial available

Cons

• Limited advanced forecasting features
• Basic reporting capabilities compared to more robust platforms

Integrations

• QuickBooks Online
• CSV import/export for other accounting systems

Pricing

• Basic Plan: $29/month
• Small Business Plan: $59/month
• Premium Plan: $89/month
• 30-day free trial for all plans

What Sets It Apart

Pulse stands out for its simplicity and focus on essential cash flow management features. It’s an ideal choice for users who need a straightforward tool without the complexity of more advanced financial software.

6.PlanGuru

PlanGuru is a comprehensive cash flow forecasting platform built for small to mid-sized businesses, nonprofits, and financial consultants. It offers advanced budgeting, three-way forecasting, and long-term planning tools, making it ideal for finance professionals who want more control over their projections. With a powerful Excel add-in and multiple integration options, PlanGuru is often used by firms providing strategic financial advisory services.

Best For

• Financial advisors managing complex multi-entity forecasts
• Nonprofits and SMBs needing long-range financial planning
• Accountants offering budgeting and forecasting services to clients

Key Features

• Three-way forecasting (Profit & Loss, Balance Sheet, Cash Flow)
• Forecast up to 10 years
• Unlimited scenario planning
• 20+ built-in forecasting methods
• Excel reporting add-in
• Custom formulas for tailored forecasting
• Multi-department consolidation support

Pros

• Excellent for building granular financial models
• Supports strategic scenario comparisons
• Offers both desktop and Excel-based reporting flexibility
• Wide applicability across sectors including advisory and nonprofit

Cons

• Not beginner-friendly; best suited for experienced users
• Price may be high for micro-businesses

Integrations

• QuickBooks Desktop and Online
• Xero
• Excel (native add-in)

Pricing

• Single Entity: $99/month (1 user)
• Multi-Department Consolidations: $299/month (3 users)
• Additional users: $29/month
• 30-day free trial available

What Sets It Apart

PlanGuru is one of the few forecasting tools that supports detailed, long-term financial planning without needing complex spreadsheets. Its mix of structure and flexibility makes it a strong choice for accountants and CFOs offering deep cash flow and budget insights.

How Finexer Helps in Cash Flow Forecasting

Forecasting cash flow depends heavily on the quality, timeliness, and structure of financial data. Finexer enhances this process by offering real-time banking data, automated categorisation, and seamless integration, giving accountants and CFOs the foundation for reliable, up-to-date forecasts.

1. Real-Time Bank Connectivity

Finexer connects to 99% of UK banks, providing instant access to live balances and transactions. This eliminates delays caused by manual statement downloads and ensures your forecast always reflects the latest financial position.

2. Clean, Categorised Transaction Data

With built-in transaction enrichment, Finexer automatically tags and categorises spending and income. Forecasting platforms receive structured data, making it easier to identify patterns, model recurring cash flows, and spot anomalies.

3. Faster Reconciliation for Accurate Forecasting

Accurate forecasting starts with reconciled data. Finexer simplifies bank reconciliation through enriched metadata and real-time feeds, helping finance teams clean up data before it reaches forecasting tools.

4. Supports Multi-Entity Cash Visibility

For accountants and CFOs managing multiple clients or entities, Finexer provides a unified view of all bank accounts in one place. This helps in building consolidated forecasts across departments, projects, or business units.

5. Seamless API Integration

Finexer’s developer-ready APIs allow direct integration with forecasting software or internal financial tools. This removes the friction of CSV exports or manual imports, ensuring cash flow forecasts update dynamically as bank activity changes.

Wrapping Up

Choosing the right cash flow forecasting platform is more than a software decision—it’s a strategic step toward better financial control. Whether you’re a solo accountant advising clients or a CFO overseeing multi-entity operations, the tools listed above offer different strengths to suit your goals.

Before committing to a platform, take time to:

• Map out your data sources and integration needs
• Test features with real client or business scenarios
• Review pricing against the scale and complexity of your forecasting needs
• Get team input, especially from those who’ll manage the tool day to day

Remember, the best cash flow forecasting software won’t just show you where cash is going—it will help you act on it. Tools like Float and Pulse provide simplicity for small teams, while CashAnalytics and PlanGuru offer deeper control for finance leaders with complex portfolios.

And with Finexer powering your real-time bank data and transaction enrichment in the background, you’ll ensure your forecasts aren’t just accurate—they’re alive.