Category: Open Banking
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Avoid High Transaction Fees: How Open Banking Cuts Costs for UK Businsess
Get Paid Faster with Finexer Connect with 99% of the UK Banks and Scale Your Business without Limits Try Now Most UK startups underestimate how much they lose to transaction fees until they look closely. Whether it’s paying contractors abroad, collecting customer payments, or processing everyday expenses, fees creep in from all angles: FX markups,…
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Bank Transfers Blocked or Delayed? Here’s What to Fix
Get Paid Faster with Finexer Connect with 99% of the UK Banks and Scale Your Business without Limits Try Now A bank transfer in the UK is supposed to be fast, simple, and trackable. But for many people, especially those handling business payments, things don’t always go as planned. Sometimes the money doesn’t arrive when…
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No KYC Casinos: What They Are and Why Operators Are Switching
Fast Onboarding for Casinos Starts Here Connect with 99% of the UK Banks and Scale Your Business without Limits Try Now The term no KYC casino is everywhere in 2025, often promising faster access, fewer drop-offs, and frictionless play. But for regulated operators, skipping KYC isn’t really an option. What platforms actually want is fast…
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Open Banking for iGaming: Payouts, KYC & Deposits
Finexer helps iGaming platforms offer instant deposits, real-time payouts, and fast KYC using Open Banking for a smoother, compliant player journey.
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Guide:How Open Banking and AI Are Powering the Future of Personalised Finance
Need accurate bank data for AI models? Connect with 99% of the UK Banks and Scale Your Business without Limits Try Now The financial services landscape is undergoing a dramatic shift. Today’s users don’t just want visibility into their money, they expect apps to understand their financial behaviours, anticipate their needs, and offer tailored recommendations.…
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How B2B Companies Are Using Open Banking to Modernise Finance in 2025
Get Paid Faster with Finexer Connect with 99% of the UK Banks and Scale Your Business without Limits Try Now For B2B companies tired of waiting on PDFs and manual uploads, Open Banking is the shortcut to faster decisions, cleaner data, and smoother payments. In a recent Mastercard survey spanning the U.S., U.K., Nordic countries,…
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Legacy Payments Are Costing UK SMEs More Than They Think
Replace Legacy Payments with Instant Bank Transfers Connect with 99% of the UK Banks and Scale Your Business without Limits Try Now Despite the rise of modern digital finance tools, legacy payments are still deeply embedded in how many UK SMEs operate. Cheques, BACS transfers, manual bank reconciliation, and even faxed invoices continue to be…
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Open Banking Provider Evaluation Guide: What UK Firms Need to Know in 2025
Get Paid Faster with Finexer Connect with 99% of the UK Banks and Scale Your Business without Limits Try Now Open Banking providers in the UK offer more than just APIs, they shape how your product handles payments, access to financial data, and ongoing compliance. In 2025, the open banking provider evaluation process isn’t just…
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The Real Reason Behind Loan Rejection (And How to Fix It)
Get Paid Faster with Finexer Connect with UK Banks and Scale Your Business without Limits Try Now Loan rejection is no longer just about bad credit or missed payments. Many lenders today are turning away applicants with seemingly good financial profiles, credit scores in the 700s, stable employment, and no outstanding defaults. So what’s going…
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![Case Study: 6 Lending Platforms That Use Open Banking to Speed Up Approvals [2025]](/wp-content/uploads/2025/06/6-Lending-platforms-that-use-Open-banking-jpg.webp "Case Study: 6 Lending Platforms That Use Open Banking to Speed Up Approvals [2025] 10")
Case Study: 6 Lending Platforms That Use Open Banking to Speed Up Approvals [2025]
Get Bank Data Instantly with Finexer Connect with 99% of the UK Banks and Scale Your Business without Limits Try Now Loan applications shouldn’t drag on for days just because someone’s bank statement needs printing, exporting, uploading, and then reviewing manually. But that’s still the bottleneck many lenders face: outdated documentation, back-and-forth with applicants, and…
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Open Banking for Lending: Income, Affordability, and Faster Approvals
Get Instant Affordability Checks with Finexer Connect with 99% of the UK Banks and Scale Your Business without Limits Try Now Lending is no longer just about credit scores and forms, it’s about data access, speed, and trust. From personal loans to SME working capital, credit providers face two stubborn bottlenecks: confirming income accurately and…
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What Is P2P Lending? How It Works & Open Banking’s Role in 2025
Verify Income Instantly with Finexer Connect with 99% of the UK Banks and Scale Your Business without Limits Try Now Peer-to-peer (P2P) lending is transforming how people access credit and invest. Instead of relying on traditional banks, borrowers connect directly with individual investors through online platforms, streamlining the process and reducing overhead. This model is…
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5 P2P Lending Platforms Connecting Borrowers and Investors
Instant Affordability Assessment with Finexer Connect with UK Banks and Scale Your Business without Limits Try Now Accessing credit shouldn’t feel like hitting a wall, and earning passive income shouldn’t require a stock market degree. That’s where P2P lending platforms come in, offering a direct connection between borrowers who need funds and investors looking to…
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Instant Loan Approval in 2025: 7 Platforms Making It Possible
Instant Income check with Finexer Connect with UK Banks and Scale Your Business without Limits Try Now For many UK lenders, credit decisioning has historically been a multi-day process involving document uploads, manual reviews, and delayed risk checks. But in 2025, instant loan approval is quickly becoming the new standard. Put simply, instant loan approval…
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6 Alternative Credit Scoring Methods Lenders Are Using in 2025
Get Instant Bank Data with Finexer Connect with UK Banks and Scale Your Business without Limits Try Now Many creditworthy people still get rejected for loans because they don’t have a long borrowing history. Traditional credit scoring models rely heavily on credit cards, loans, and mortgages, which leaves out freelancers, gig workers, recent graduates, and…
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6 Best Embedded Payments APIs in the UK: A 2025 Comparison Guide
Get Paid with Finexer Connect with 99% of UK Banks and Scale Your Business without Limits Try Now Bringing payments inside your product is no longer a “nice to have”; it’s the new standard for B2B platforms looking to improve user experience, increase margins, and own the full financial journey. Whether you’re building an accounting…
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Raw vs Clean Transaction Data: What UK Finance Teams Should Know in 2025
Get Transaction data with Finexer Connect with 99% of UK Banks and Scale Your Business without Limits Try Now Financial accuracy depends heavily on the quality of transaction data. As more accounting firms and financial analysts in the UK adopt automation, the gap between raw and clean transaction data is becoming increasingly visible. Recent reports…
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What Open Banking Means for UK Financial Advisors in 2025
Get Instant Bank Data with Finexer Connect with 99% of UK Banks and Scale Your Business without Limits Try Now Open banking for financial advisors is helping UK firms get a clearer view of their clients’ financial positions. Instead of collecting bank statements, scanning PDFs, or chasing clients for updates, advisors can now access bank…
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Bank Payment Delays: Why Cheques Arrive Late and Faster Alternatives
Get Paid with Finexer Connect with 99% of UK Banks and Scale Your Business without Limits Try Now Still waiting for a cheque to clear? You’re not alone. Many UK businesses continue to experience bank payment delays, even in 2025. A supplier sends an invoice, the finance team processes it, and then… a paper cheque…
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Business Central Integration with Live Bank Feeds: A 2025 Guide for UK Finance Teams
Get Instant Bank Data with Finexer Connect with 99% of UK Banks and Scale Your Business without Limits Try Now Microsoft Dynamics 365 Business Central is a powerful ERP platform, but it is widely adopted by growing UK businesses for its flexibility in managing finance, operations, and reporting. But when it comes to live banking…
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Customer KYC Process: Reduce Friction in Verification
Get Verified with Finexer Connect with 99% of UK Banks and Scale Your Business without Limits Try Now For many clients, the customer KYC process feels intrusive. They’re often unsure why personal documents are being requested, especially when the service they’re signing up for doesn’t seem like it needs them. This disconnect can create hesitation,…
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Open Banking Adoption Hits Record High in 2025!
Get Paid with Finexer Connect with 99% of UK Banks and Scale Your Business without Limits Try Now Open Banking in the UK just hit a major milestone. As of March 2025, 1 in 5 consumers and small businesses are now active users. This record-high adoption signals more than just growth. It reflects a shift…
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How to Automate Matching and Minimise Suspense Accounts in 2025
Get Real-Time Bank Data with Finexer Connect with 99% of UK Banks and Scale Your Business without Limits Try Now Suspense account reduction is one of the most overlooked opportunities for improving financial accuracy and closing books faster. For many accounting teams, suspense entries grow month after month due to delays in data availability and…
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![Understanding UK Open Banking and EU Frameworks [2025 Guide]](/wp-content/uploads/2025/05/UK-Open-Banking-vs-EU.jpg "Understanding UK Open Banking and EU Frameworks [2025 Guide] 23")
Understanding UK Open Banking and EU Frameworks [2025 Guide]
Open Banking with Finexer Connect with 99% of UK Banks and Scale Your Business without Limits Try Now UK open banking payments have surged by 215% in just twelve months. Since January 2018, the UK has led open banking implementation, with Europe typically 6-12 months behind in adoption. This timing gap has created significant practical…
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Cash Flow Monitoring: How to Build Real-Time Alerts Into Your Ledger
Get Paid with Finexer Connect with 99% of UK Banks and Scale Your Business without Limits Try Now Most businesses today already use accounting software like Xero, QuickBooks, or NetSuite. These tools are great for tracking revenue, expenses, and generating reports. But when it comes to cash flow monitoring, there’s a major gap in timing.…
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5 Step Guide to Collecting B2B Payments Without Damaging Client Relationships
Get Paid with Finexer Connect with 99% of UK Banks and Scale Your Business without Limits Try Now If you’re managing finance in a B2B business, you’ve likely felt the strain of unpaid invoices firsthand. The average UK SME is owed over £21,000 in overdue payments at any given time. Across Europe, over 45% of…
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Google Pay Not Enough? Top Payment Alternatives UK Businesses
Get Paid with Finexer Connect with 99% of UK Banks and Scale Your Business without Limits Try Now Google Pay is a convenient option for many customers, especially Android users. It’s quick, built right into their phones, and keeps card details hidden to improve security. At first glance, it feels like an ideal payment method.…
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The Accountant’s Guide to Open Banking Integrations for Multi-Entity Clients
Get Instant Bank Data with Finexer Connect with 99% of UK Banks and Scale Your Business without Limits Try Now Handling accounts for a single business is challenging. But when your client manages multiple entities such as subsidiaries, branches, or franchises, the complexity increases quickly. Each entity often has its own bank account, ledger, and…
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![Open Banking vs Traditional Banking: What Accountants Need to Know [2025]](/wp-content/uploads/2025/05/Open-banking-vs-traditional-1-png.webp "Open Banking vs Traditional Banking: What Accountants Need to Know [2025] 28")
Open Banking vs Traditional Banking: What Accountants Need to Know [2025]
Get Paid with Finexer Connect with 99% of UK Banks and Scale Your Business without Limits Try Now Traditional banks have served as the foundation of financial services for decades. Now innovative alternatives are leaving them behind. Traditional banking still depends on manual processes and isolated data. Open banking has revolutionised how financial information moves…
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Guide to 6 Best UK Open Banking Startups in 2025
Get Paid with Finexer Connect with 99% of UK Banks and Scale Your Business without Limits Try Now The UK has become a global leader in Open Banking, and in 2025, it’s clear that open banking startups are driving this momentum. From account verification to real-time payments, these platforms are reshaping how businesses connect to…