Category: Open Banking

  • Open Banking Security: 5 Myths Every UK Business Owner Still Believes

    Open Banking Security: 5 Myths Every UK Business Owner Still Believes

    Get Secure Open banking API with Finexer Connect with 99% of the UK Banks and Scale Your Business without Limits Try Now Many business owners still wonder about open banking security and whether it’s truly safe for their business.It’s a fair concern. Allowing a third-party platform to connect with your business bank account can sound…

  • The Most Cost-Effective Open Banking API for UK Businesses

    The Most Cost-Effective Open Banking API for UK Businesses

    Get affordable Open banking api with Finexer Connect with 99% of the UK Banks and Scale Your Business without Limits Try Now Open Banking has changed how UK businesses connect with banks, make payments, and view financial data in real time.As more companies adopt it, one question stands out — which Open Banking API gives…

  • 5 Real-World Examples of Successful TPPs in Open Banking

    5 Real-World Examples of Successful TPPs in Open Banking

    Instant Open banking setup with Finexer Connect with 99% of the UK Banks and Scale Your Business without Limits Try Now If you’ve ever used a fintech app to see all your bank accounts in one place or made a quick “Pay by Bank” payment without typing in card details, you’ve already experienced the quiet…

  • In-House vs Outsourced Open Banking Integration: Costs, Security, and Speed

    In-House vs Outsourced Open Banking Integration: Costs, Security, and Speed

    Instant Access to Finexer’s Open banking API Connect with 99% of the UK Banks and Scale Your Business without Limits Try Now Before launching your first open banking integration, one decision defines your timeline, cost and compliance burden: should you build it in-house or outsource it to a regulated API provider? Both approaches let you…

  • 7 Questions to Ask Before Choosing a Bank Data API

    7 Questions to Ask Before Choosing a Bank Data API

    Setup Bank Data API Instantly with Finexer Connect with 99% of the UK Banks and Scale Your Business without Limits Try Now UK businesses are increasingly turning to direct bank connections to reduce payment costs and improve customer experience. With over 5 billion real-time transactions processed last year, the demand for reliable banking infrastructure has…

  • Top 7 Source of Wealth APIs in the UK [Comparison Guide]

    Top 7 Source of Wealth APIs in the UK [Comparison Guide]

    Try Finexer for Instant Source of wealth Checks Connect with 99% of the UK Banks and Scale Your Business without Limits Try Now As UK regulators tighten anti-money-laundering (AML) oversight, firms are rapidly shifting from manual document reviews to automated Source of Wealth (APIs). In 2024 alone, UK financial institutions increased their investment in compliance…

  • Source of Wealth API: Complete Guide for UK Firms

    Source of Wealth API: Complete Guide for UK Firms

    Get Instant Source of Wealth Check with Finexer Connect with 99% of the UK Banks and Scale Your Business without Limits Try Now Financial institutions in the UK are under growing pressure to explain not just how much money a client has, but where it comes from. According to the Financial Conduct Authority (FCA), firms…

  • 20 Open Banking Examples: Real Use Cases Transforming UK Finance

    20 Open Banking Examples: Real Use Cases Transforming UK Finance

    Explore Open banking with Finexer Connect with 99% of the UK Banks and Scale Your Business without Limits Try Now Open banking now powers billions of transactions across the UK, enabling businesses to build new financial services that were once impossible. In 2024, the UK’s Faster Payments scheme alone processed over 5.7 billion transactions many…

  • Securing the Open Banking Ecosystem: Technical Implementation Guide

    Securing the Open Banking Ecosystem: Technical Implementation Guide

    Setup Open banking infrastructure 2-3x faster with finexer Connect with 99% of the UK Banks and Scale Your Business without Limits Try Now Open banking APIs processed $57 billion in global transactions during 2023. APIs now handle 31% of all web traffic, but financial services ranks as the third-most targeted sector for web application attacks. This creates…

  • Best Practices for Reducing Compliance Cost for UK Lenders

    Best Practices for Reducing Compliance Cost for UK Lenders

    Reduce Compliance Cost with Finexer Connect with 99% of the UK Banks and Scale Your Business without Limits Try Now The compliance cost for lenders has escalated to a critical level in the UK. The sector is under tremendous financial strain, with anti-money laundering (AML) initiatives alone costing an estimated £34 billion a year. Every…

  • Instant Payment Systems: Transforming Business Payments in the UK and Beyond

    Instant Payment Systems: Transforming Business Payments in the UK and Beyond

    Accept Payments Instantly with Finexer Connect with 99% of the UK Banks and Scale Your Business without Limits Try Now Instant payment systems have completely changed the way money flows between companies, retailers, and consumers in the digital age. Businesses now expect payments to clear in a matter of seconds and are accessible around the…

  • Best Merchant payment services in the UK: 4 Cost-effective options for 2025

    Best Merchant payment services in the UK: 4 Cost-effective options for 2025

    Get Paid Faster with Finexer Connect with 99% of the UK Banks and Scale Your Business without Limits Try Now If you are comparing merchant payment services for a UK business, this guide focuses on four cost-effective providers with transparent pricing, fast payouts, and dependable support. We wrote it for owners and ops teams who…

  • Best Online Gaming Payment Gateway for UK Businesses

    Best Online Gaming Payment Gateway for UK Businesses

    Get Paid Faster with Finexer Connect with 99% of the UK Banks and Scale Your Business without Limits Try Now With almost 29 million monthly players, the UK iGaming market is predicted to grow quickly to $15.09 billion by 2030. Because of its size, choosing a specialised gambling payment gateway is crucial for any operator.…

  • Guide to AIS Open Banking Features in the UK: Implementation and Business Benefits

    Guide to AIS Open Banking Features in the UK: Implementation and Business Benefits

    Get Paid Faster with Finexer Connect with 99% of the UK Banks and Scale Your Business without Limits Try Now A regulated business that safely retrieves financial information from a user’s multiple bank accounts is known as an Account Information Service Provider (AISP). As a trusted middleman, it can only do this with the user’s…

  • Achieve Faster Loan Approvals for SMB’s with Open Banking

    Achieve Faster Loan Approvals for SMB’s with Open Banking

    Get Faster Loan Approvals with Finexer Connect with 99% of the UK Banks and Scale Lending Business without limits Try Now Small businesses often run on tight timelines. They spot a growth opportunity, take on a bigger client, or prepare for seasonal demand but they don’t always have the capital ready to move quickly. When…

  • The Ultimate Guide to Choosing an iGaming Payment Provider in 2025

    The Ultimate Guide to Choosing an iGaming Payment Provider in 2025

    Get Paid Faster with Finexer Connect with 99% of the UK Banks and Scale Your Business without Limits Try Now Choosing the best iGaming payment providers is a strategic choice that has a direct impact on player acquisition, retention, and overall revenue for any operator. It is not just a technical one. The ideal payment…

  • With 15 Million Users, Open Banking is Now Essential UK Financial Infrastructure

    With 15 Million Users, Open Banking is Now Essential UK Financial Infrastructure

    Get Paid Faster with Finexer Connect with 99% of the UK Banks and Scale Your Business without Limits Try Now The financial scene in the United Kingdom has recently reached a significant milestone. According to the most recent data from Open Banking Limited (OBL), Open Banking, the technology that powers the easy “Pay by Bank”…

  • Marketplace Payouts via Open Banking in the UK

    Marketplace Payouts via Open Banking in the UK

    Get Paid Faster with Finexer Connect with 99% of the UK Banks and Scale Your Business without Limits Try Now Marketplace payouts are the backbone of every successful platform in the UK, powering seller earnings across retail marketplaces, gig economy apps, and rental platforms. The reliability and speed of these payouts directly influence seller trust…

  • Avoid High Transaction Fees: How Open Banking Cuts Costs for UK Businsess

    Avoid High Transaction Fees: How Open Banking Cuts Costs for UK Businsess

    Get Paid Faster with Finexer Connect with 99% of the UK Banks and Scale Your Business without Limits Try Now Most UK startups underestimate how much they lose to transaction fees until they look closely. Whether it’s paying contractors abroad, collecting customer payments, or processing everyday expenses, fees creep in from all angles: FX markups,…

  • Bank Transfers Blocked or Delayed? Here’s What to Fix

    Bank Transfers Blocked or Delayed? Here’s What to Fix

    Get Paid Faster with Finexer Connect with 99% of the UK Banks and Scale Your Business without Limits Try Now A bank transfer in the UK is supposed to be fast, simple, and trackable. But for many people, especially those handling business payments, things don’t always go as planned. Sometimes the money doesn’t arrive when…

  • No KYC Casinos: What They Are and Why Operators Are Switching

    No KYC Casinos: What They Are and Why Operators Are Switching

    Fast Onboarding for Casinos Starts Here Connect with 99% of the UK Banks and Scale Your Business without Limits Try Now The term no KYC casino is everywhere in 2025, often promising faster access, fewer drop-offs, and frictionless play. But for regulated operators, skipping KYC isn’t really an option. What platforms actually want is fast…

  • Open Banking for iGaming: Payouts, KYC & Deposits

    Open Banking for iGaming: Payouts, KYC & Deposits

    Finexer helps iGaming platforms offer instant deposits, real-time payouts, and fast KYC using Open Banking for a smoother, compliant player journey.

  • Guide:How Open Banking and AI Are Powering the Future of Personalised Finance

    Guide:How Open Banking and AI Are Powering the Future of Personalised Finance

    Need accurate bank data for AI models? Connect with 99% of the UK Banks and Scale Your Business without Limits Try Now The financial services landscape is undergoing a dramatic shift. Today’s users don’t just want visibility into their money, they expect apps to understand their financial behaviours, anticipate their needs, and offer tailored recommendations.…

  • How B2B Companies Are Using Open Banking to Modernise Finance in 2025

    How B2B Companies Are Using Open Banking to Modernise Finance in 2025

    Get Paid Faster with Finexer Connect with 99% of the UK Banks and Scale Your Business without Limits Try Now For B2B companies tired of waiting on PDFs and manual uploads, Open Banking is the shortcut to faster decisions, cleaner data, and smoother payments. In a recent Mastercard survey spanning the U.S., U.K., Nordic countries,…

  • Legacy Payments Are Costing UK SMEs More Than They Think

    Legacy Payments Are Costing UK SMEs More Than They Think

    Replace Legacy Payments with Instant Bank Transfers Connect with 99% of the UK Banks and Scale Your Business without Limits Try Now Despite the rise of modern digital finance tools, legacy payments are still deeply embedded in how many UK SMEs operate. Cheques, BACS transfers, manual bank reconciliation, and even faxed invoices continue to be…

  • Open Banking Provider Evaluation Guide: What UK Firms Need to Know in 2025

    Open Banking Provider Evaluation Guide: What UK Firms Need to Know in 2025

    Get Paid Faster with Finexer Connect with 99% of the UK Banks and Scale Your Business without Limits Try Now Open Banking providers in the UK offer more than just APIs, they shape how your product handles payments, access to financial data, and ongoing compliance. In 2025, the open banking provider evaluation process isn’t just…

  • The Real Reason Behind Loan Rejection (And How to Fix It)

    The Real Reason Behind Loan Rejection (And How to Fix It)

    Get Paid Faster with Finexer Connect with UK Banks and Scale Your Business without Limits Try Now Loan rejection is no longer just about bad credit or missed payments. Many lenders today are turning away applicants with seemingly good financial profiles, credit scores in the 700s, stable employment, and no outstanding defaults. So what’s going…

  • Case Study: 6 Lending Platforms That Use Open Banking to Speed Up Approvals [2025]

    Case Study: 6 Lending Platforms That Use Open Banking to Speed Up Approvals [2025]

    Get Bank Data Instantly with Finexer Connect with 99% of the UK Banks and Scale Your Business without Limits Try Now Loan applications shouldn’t drag on for days just because someone’s bank statement needs printing, exporting, uploading, and then reviewing manually. But that’s still the bottleneck many lenders face: outdated documentation, back-and-forth with applicants, and…

  • Open Banking for Lending: Income, Affordability, and Faster Approvals

    Open Banking for Lending: Income, Affordability, and Faster Approvals

    Get Instant Affordability Checks with Finexer Connect with 99% of the UK Banks and Scale Your Business without Limits Try Now Lending is no longer just about credit scores and forms, it’s about data access, speed, and trust. From personal loans to SME working capital, credit providers face two stubborn bottlenecks: confirming income accurately and…

  • What Is P2P Lending? How It Works & Open Banking’s Role in 2025

    What Is P2P Lending? How It Works & Open Banking’s Role in 2025

    Verify Income Instantly with Finexer Connect with 99% of the UK Banks and Scale Your Business without Limits Try Now Peer-to-peer (P2P) lending is transforming how people access credit and invest. Instead of relying on traditional banks, borrowers connect directly with individual investors through online platforms, streamlining the process and reducing overhead. This model is…